🌍 ClimateRiskCheck

Natural Disaster Risk in Reedsburg

Wisconsin

5.9out of 10
Moderate Risk

Risk Summary for Reedsburg

Reedsburg scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Cold Wave

All 18 Hazard Scores

Hail
9.4
Landslide
8.9
Cold Wave
8.8
Tornado
8.1
Extreme Heat
7.2
Strong Wind
6.4
Lightning
5.9
Ice Storm
5.8
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Hurricane
3.9
Wildfire
3.6
Earthquake
3.5
Riverine Flooding
1.0

How it compares

Reedsburg
5.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Reedsburg, Wisconsin

Located in the interior eastern United States in Sauk County, Reedsburg is a city of approximately 14,451 residents. The humid continental climate that characterizes this part of Wisconsin β€” marked by long, cold winters with lake-effect snow and warm summers β€” directly influences the types and severity of natural hazards present, making Reedsburg a community where hazard awareness has real practical value.

Reedsburg's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include landslide and cold wave.

Relative to other U.S. communities, Reedsburg's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by hail and landslide, as measured by FEMA across Sauk County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Reedsburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Reedsburg: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Reedsburg

These city-level factors differentiate Reedsburg from other communities in Sauk County and provide geographic context for its hazard exposure.

Population

14,451

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

43.5341Β° N, 89.9970Β° W

Sauk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Reedsburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Reedsburg

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.