🌍 ClimateRiskCheck

Natural Disaster Risk in Sauk County

Wisconsin

5.9out of 10
Moderate Risk

Risk Summary for Sauk County

Sauk County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Cold Wave

All 18 Hazard Scores

Hail
9.4
Landslide
8.9
Cold Wave
8.8
Tornado
8.1
Extreme Heat
7.2
Strong Wind
6.4
Lightning
5.9
Ice Storm
5.8
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Hurricane
3.9
Wildfire
3.6
Earthquake
3.5
Riverine Flooding
1.0

How it compares

Sauk County
5.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sauk County, Wisconsin

Sauk County, in the United States in Wisconsin, is characterized by its humid continental climate β€” long, cold winters with lake-effect snow and warm summers. The county faces severe blizzards and spring tornado outbreaks, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Sauk County's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include landslide and cold wave.

Within Wisconsin, Sauk County's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sauk County identifies hail as the foremost hazard, followed by landslide and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Sauk County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Sauk County: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Cities in Sauk County

ZIP codes in Sauk County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.