🌍 ClimateRiskCheck

Natural Disaster Risk in Lusk

Wyoming

3.9out of 10
Low Risk

Risk Summary for Lusk

Lusk scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Winter Weather

All 18 Hazard Scores

Wildfire
8.3
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Earthquake
3.7
Hail
3.5
Drought
3.4
Tornado
2.4
Hurricane
2.4
Lightning
2.3
Ice Storm
2.0
Extreme Heat
1.8
Strong Wind
1.5
Riverine Flooding
1.0

How it compares

Lusk
3.9
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lusk, Wyoming

Lusk is a small community of about 1,616 in Niobrara County, in the Great Plains. The area experiences high winds, cold winters, and significant snowfall at elevation, with blizzards and rapid weather changes shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lusk.

FEMA rates Lusk's composite natural disaster risk at 3.9 out of 10 β€” low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for tsunami and winter risk in their preparedness planning.

Lusk's risk score, slightly below the 5.3/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Niobrara County, the highest-scoring are wildfire, tsunami, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lusk carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Lusk: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Lusk

These city-level factors differentiate Lusk from other communities in Niobrara County and provide geographic context for its hazard exposure.

Population

1,616

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.3/10

Coordinates

42.9543Β° N, 104.3139Β° W

Niobrara County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lusk

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lusk

Other cities in Wyoming

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.