Natural Disaster Risk in Lusk
Wyoming
Risk Summary for Lusk
Lusk scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lusk, Wyoming
Lusk is a small community of about 1,616 in Niobrara County, in the Great Plains. The area experiences high winds, cold winters, and significant snowfall at elevation, with blizzards and rapid weather changes shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lusk.
FEMA rates Lusk's composite natural disaster risk at 3.9 out of 10 β low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for tsunami and winter risk in their preparedness planning.
Lusk's risk score, slightly below the 5.3/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Niobrara County, the highest-scoring are wildfire, tsunami, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Lusk carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β wildfire β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Lusk: Wildfire preparedness
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
Local Factors for Lusk
These city-level factors differentiate Lusk from other communities in Niobrara County and provide geographic context for its hazard exposure.
Population
1,616
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 43.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 8.3/10
Coordinates
42.9543Β° N, 104.3139Β° W
Niobrara County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lusk
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lusk
Other cities in Wyoming
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.