🌍 ClimateRiskCheck

Natural Disaster Risk in Niobrara County

Wyoming

3.9out of 10
Low Risk

Risk Summary for Niobrara County

Niobrara County scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Winter Weather

All 18 Hazard Scores

Wildfire
8.3
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Earthquake
3.7
Hail
3.5
Drought
3.4
Tornado
2.4
Hurricane
2.4
Lightning
2.3
Ice Storm
2.0
Extreme Heat
1.8
Strong Wind
1.5
Riverine Flooding
1.0

How it compares

Niobrara County
3.9
Wyoming avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Niobrara County, Wyoming

Situated in the United States, Niobrara County in Wyoming experiences a semi-arid climate marked by high winds, cold winters, and significant snowfall at elevation. Blizzards and rapid weather changes is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Niobrara County's composite natural disaster risk at 3.9 out of 10 β€” low risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for tsunami and winter risk in their preparedness planning.

Relative to other U.S. communities, Niobrara County's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Niobrara County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Niobrara County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Niobrara County: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Cities in Niobrara County

ZIP codes in Niobrara County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.