Natural Disaster Risk — ZIP Code 01007

Natural Hazard Profile: ZIP 01007, Massachusetts

ZIP 01007 in Belchertown sits along the northeastern Atlantic Seaboard. Its humid continental climate produces cold winters with heavy snowfall and warm summers, and notably nor'easter storms bringing heavy snow and coastal flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 01007 carries an overall risk score of 6.5/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to avalanche and ice storm.

Within Massachusetts, ZIP 01007's risk is, near the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Massachusetts identifies hurricane as the foremost hazard, followed by avalanche and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 01007 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.