Natural Disaster Risk — ZIP Code 01031

Natural Hazard Profile: ZIP 01031, Massachusetts

ZIP 01031 in Gilbertville sits along the northeastern Atlantic Seaboard. Its humid continental climate produces cold winters with heavy snowfall and warm summers, and notably nor'easter storms bringing heavy snow and coastal flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 01031 carries an overall risk score of 7.8/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to hurricane and wind.

Within Massachusetts, ZIP 01031's risk is, slightly above the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Massachusetts identifies ice storm as the foremost hazard, followed by hurricane and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 01031's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.