🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 01258

South Egremont, Massachusetts

6.4out of 10
High Risk

Risk Summary for ZIP 01258

ZIP 01258 scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.4
Hurricane
8.9
Landslide
8.5
Strong Wind
8.2
Ice Storm
7.9
Earthquake
7.6
Cold Wave
7.6
Lightning
7.2
Winter Weather
6.4
Hail
5.9
Tornado
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.4
Wildfire
3.5
Drought
3.2
Riverine Flooding
1.0

How it compares

ZIP 01258
6.4
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 01258, Massachusetts

Located along the northeastern Atlantic Seaboard, ZIP 01258 serves the South Egremont community. The humid continental climate of this part of Massachusetts β€” bringing cold winters with heavy snowfall and warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 01258's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and landslide.

Relative to other U.S. communities, ZIP 01258's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.5/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Massachusetts. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 01258 residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 01258: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 01258

These city-level factors differentiate ZIP 01258 from other communities in Massachusetts County and provide geographic context for its hazard exposure.

Population

193

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

42.0940Β° N, 73.4662Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 01258

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.