🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 01832

Haverhill, Massachusetts

7.6out of 10
High Risk

Risk Summary for ZIP 01832

ZIP 01832 scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Earthquake

All 18 Hazard Scores

Coastal Flooding
10.0
Ice Storm
9.8
Earthquake
9.6
Hurricane
9.6
Lightning
9.6
Tornado
9.3
Extreme Heat
9.3
Drought
9.1
Strong Wind
9.0
Cold Wave
8.2
Landslide
6.7
Wildfire
6.4
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Avalanche
4.5
Hail
2.5
Riverine Flooding
1.0

How it compares

ZIP 01832
7.6
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 01832, Massachusetts

ZIP 01832 in Haverhill sits along the northeastern Atlantic Seaboard. Its humid continental climate produces cold winters with heavy snowfall and warm summers, and notably nor'easter storms bringing heavy snow and coastal flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 01832 carries an overall risk score of 7.6/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to ice storm and earthquake.

Within Massachusetts, ZIP 01832's risk is, slightly above the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Massachusetts identifies coastal flood as the foremost hazard, followed by ice storm and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 01832 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 01832: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Risk for the surrounding area

Local Factors for ZIP 01832

These city-level factors differentiate ZIP 01832 from other communities in Massachusetts County and provide geographic context for its hazard exposure.

Population

26,386

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

42.7910Β° N, 71.1313Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 01832

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.