🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 02141

Cambridge, Massachusetts

7.9out of 10
High Risk

Risk Summary for ZIP 02141

Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.

Top Hazards

Ice Storm Earthquake Hurricane

All 18 Hazard Scores

Ice Storm
10.0
Earthquake
9.7
Hurricane
9.7
Lightning
9.7
Extreme Heat
9.6
Strong Wind
9.5
Coastal Flooding
9.4
Tornado
9.1
Cold Wave
9.1
Drought
8.8
Wildfire
7.6
Winter Weather
7.1
Landslide
6.0
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
3.3
Riverine Flooding
1.0

How it compares

ZIP 02141
7.9
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.