Natural Disaster Risk — ZIP Code 02554

Natural Hazard Profile: ZIP 02554, Massachusetts

Located along the northeastern Atlantic Seaboard, ZIP 02554 serves the Nantucket community. The humid continental climate of this part of Massachusetts — bringing cold winters with heavy snowfall and warm summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 02554's overall natural disaster risk is rated 3.3/10 (Low) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and tsunami.

Relative to other U.S. communities, ZIP 02554's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 6.5/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Massachusetts. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 02554 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — coastal flood — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.