Natural Disaster Risk — ZIP Code 05678

Natural Hazard Profile: ZIP 05678, Vermont

ZIP 05678 in Websterville sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, snowy winters and cool summers, and notably nor'easters and spring flooding from snowmelt. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 05678 carries an overall risk score of 5.5/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and winter.

Within Vermont, ZIP 05678's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Vermont identifies landslide as the foremost hazard, followed by avalanche and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 05678's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.