🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 05682

Worcester, Vermont

5.5out of 10
Moderate Risk

Risk Summary for ZIP 05682

ZIP 05682 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Winter Weather

All 18 Hazard Scores

Landslide
9.7
Avalanche
9.0
Winter Weather
8.3
Hurricane
7.8
Lightning
7.5
Extreme Heat
6.2
Ice Storm
5.9
Earthquake
5.8
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.3
Wildfire
2.9
Tornado
2.5
Hail
2.3
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 05682
5.5
Vermont avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 05682, Vermont

ZIP 05682 covers part of the Worcester area, along the northeastern Atlantic Seaboard. The surrounding region experiences long, snowy winters and cool summers, with nor'easters and spring flooding from snowmelt shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 05682's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and winter risk in their preparedness planning.

ZIP 05682's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, avalanche, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 05682 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for ZIP 05682: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Risk for the surrounding area

Local Factors for ZIP 05682

These city-level factors differentiate ZIP 05682 from other communities in Vermont County and provide geographic context for its hazard exposure.

Population

1,149

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

44.4035Β° N, 72.5722Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 05682

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Vermont

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.