Natural Disaster Risk — ZIP Code 07022

Natural Hazard Profile: ZIP 07022, New Jersey

ZIP 07022 in Fairview sits along the northeastern Atlantic Seaboard. Its humid subtropical climate produces warm summers, cold winters, and significant coastal storm exposure, and notably nor'easters, coastal flooding, and tropical storm threats. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 07022 carries an overall risk score of 7.5/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to winter and wind.

Within New Jersey, ZIP 07022's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New Jersey identifies coastal flood as the foremost hazard, followed by winter and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 07022's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.