🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 07601

Hackensack, New Jersey

7.5out of 10
High Risk

Risk Summary for ZIP 07601

ZIP 07601 scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Strong Wind

All 18 Hazard Scores

Coastal Flooding
10.0
Winter Weather
9.9
Strong Wind
9.8
Earthquake
9.7
Extreme Heat
9.7
Lightning
9.7
Hurricane
9.5
Tornado
9.3
Cold Wave
9.3
Ice Storm
8.4
Landslide
6.4
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.5
Avalanche
4.5
Wildfire
3.1
Hail
3.1
Riverine Flooding
1.0

How it compares

ZIP 07601
7.5
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 07601, New Jersey

ZIP 07601 in Hackensack sits along the northeastern Atlantic Seaboard. Its humid subtropical climate produces warm summers, cold winters, and significant coastal storm exposure, and notably nor'easters, coastal flooding, and tropical storm threats. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 07601 carries an overall risk score of 7.5/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to winter and wind.

Within New Jersey, ZIP 07601's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New Jersey identifies coastal flood as the foremost hazard, followed by winter and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 07601 residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 07601: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Risk for the surrounding area

Local Factors for ZIP 07601

These city-level factors differentiate ZIP 07601 from other communities in New Jersey County and provide geographic context for its hazard exposure.

Population

46,057

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

40.8891Β° N, 74.0461Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 07601

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.