Natural Disaster Risk — ZIP Code 08858

Natural Hazard Profile: ZIP 08858, New Jersey

ZIP 08858 in Oldwick sits along the northeastern Atlantic Seaboard. Its humid subtropical climate produces warm summers, cold winters, and significant coastal storm exposure, and notably nor'easters, coastal flooding, and tropical storm threats. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 08858 carries an overall risk score of 6.4/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to ice storm and winter.

Within New Jersey, ZIP 08858's risk is, slightly below the 7.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of New Jersey identifies wind as the foremost hazard, followed by ice storm and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 08858's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.