🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 20119

Catlett, Virginia

5.6out of 10
Moderate Risk

Risk Summary for ZIP 20119

ZIP 20119 scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Lightning

All 18 Hazard Scores

Avalanche
8.3
Hurricane
8.1
Lightning
8.1
Strong Wind
6.8
Extreme Heat
6.8
Earthquake
6.6
Landslide
6.1
Hail
5.5
Winter Weather
5.5
Tsunami
5.4
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.3
Ice Storm
3.7
Tornado
2.7
Cold Wave
2.3
Riverine Flooding
1.0

How it compares

ZIP 20119
5.6
Virginia avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 20119, Virginia

Located along the mid-Atlantic coast, ZIP 20119 serves the Catlett community. The humid subtropical climate of this part of Virginia β€” bringing hot, humid summers and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 20119's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, ZIP 20119's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 20119 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 20119: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 20119

These city-level factors differentiate ZIP 20119 from other communities in Virginia County and provide geographic context for its hazard exposure.

Population

3,416

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

38.6216Β° N, 77.6282Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 20119

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.