Natural Disaster Risk — ZIP Code 22556

Stafford, Virginia

6.3out of 10

High Risk

Risk Summary for ZIP 22556

Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.

Top Hazards

Coastal Flooding Strong Wind Hurricane

All 18 Hazard Scores

Coastal Flooding

9.3

Strong Wind

8.6

Hurricane

8.5

Extreme Heat

8.2

Lightning

7.8

Earthquake

7.4

Winter Weather

6.9

Hail

6.7

Landslide

6.2

Drought

5.9

Tornado

5.8

Tsunami

5.4

Volcanic Activity

5.1

Ice Storm

5.1

Avalanche

4.5

Wildfire

2.8

Cold Wave

2.3

Riverine Flooding

1.0

How it compares

ZIP 22556

6.3

Virginia avg.

5.1

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk — check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Virginia

Woodbridge7.0/10 Virginia Beach6.0/10 Ashburn6.9/10 Chesapeake6.1/10 Stafford6.3/10 Fredericksburg5.9/10 Fairfax7.7/10 Annandale7.7/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.