🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 21005

Aberdeen Proving Ground, Maryland

6.8out of 10
High Risk

Risk Summary for ZIP 21005

ZIP 21005 scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Coastal Flooding Extreme Heat

All 18 Hazard Scores

Winter Weather
9.5
Coastal Flooding
9.3
Extreme Heat
9.2
Hurricane
8.8
Lightning
8.3
Avalanche
8.2
Strong Wind
8.1
Earthquake
7.9
Drought
7.6
Cold Wave
7.4
Ice Storm
6.3
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.4
Wildfire
2.9
Hail
2.1
Riverine Flooding
1.0

How it compares

ZIP 21005
6.8
Maryland avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 21005, Maryland

ZIP 21005 in Aberdeen Proving Ground sits along the mid-Atlantic coast. Its humid subtropical climate produces warm summers, mild winters, and coastal storm exposure, and notably tropical storm and nor'easter impacts. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 21005 carries an overall risk score of 6.8/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to coastal flood and heat.

Within Maryland, ZIP 21005's risk is, near the 6.5/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Maryland identifies winter as the foremost hazard, followed by coastal flood and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 21005 residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 21005: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Risk for the surrounding area

Local Factors for ZIP 21005

These city-level factors differentiate ZIP 21005 from other communities in Maryland County and provide geographic context for its hazard exposure.

Population

2,202

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

39.4410Β° N, 76.1651Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 21005

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Maryland

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.