🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 24888

Thorpe, West Virginia

5.5out of 10
Moderate Risk

Risk Summary for ZIP 24888

ZIP 24888 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Cold Wave

All 18 Hazard Scores

Landslide
9.6
Avalanche
9.5
Cold Wave
9.4
Strong Wind
7.5
Wildfire
7.3
Hurricane
7.0
Earthquake
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.7
Winter Weather
3.7
Hail
3.3
Ice Storm
3.1
Extreme Heat
2.4
Tornado
2.2
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 24888
5.5
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 24888, West Virginia

ZIP 24888 covers part of the Thorpe area, in the interior eastern United States. The surrounding region experiences cold winters, warm summers, and mountainous terrain that intensifies flooding, with flash flooding and winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 24888's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and cold wave risk in their preparedness planning.

ZIP 24888's risk score, slightly above the 5.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, avalanche, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 24888's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 24888: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Risk for the surrounding area

Local Factors for ZIP 24888

These city-level factors differentiate ZIP 24888 from other communities in West Virginia County and provide geographic context for its hazard exposure.

Population

90

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.3/10

Coordinates

37.3620Β° N, 81.4888Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 24888

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.