Natural Disaster Risk — ZIP Code 24946

Natural Hazard Profile: ZIP 24946, West Virginia

Located in the interior eastern United States, ZIP 24946 serves the Hillsboro community. The humid continental climate of this part of West Virginia — bringing cold winters, warm summers, and mountainous terrain that intensifies flooding — directly shapes the hazard exposure for properties in this postal area.

ZIP 24946's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, ZIP 24946's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across West Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 24946 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.