🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 25090

Glen Ferris, West Virginia

5.4out of 10
Moderate Risk

Risk Summary for ZIP 25090

ZIP 25090 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Landslide

All 18 Hazard Scores

Avalanche
9.6
Lightning
9.2
Landslide
9.0
Winter Weather
6.6
Hurricane
6.1
Earthquake
5.8
Wildfire
5.6
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Hail
3.9
Cold Wave
3.5
Drought
2.8
Extreme Heat
2.3
Tornado
2.2
Riverine Flooding
1.0

How it compares

ZIP 25090
5.4
West Virginia avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 25090, West Virginia

Located in the interior eastern United States, ZIP 25090 serves the Glen Ferris community. The humid continental climate of this part of West Virginia β€” bringing cold winters, warm summers, and mountainous terrain that intensifies flooding β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 25090's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include lightning and landslide.

Relative to other U.S. communities, ZIP 25090's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.0/10 state average. The hazard distribution here is led by avalanche and lightning, as measured by FEMA across West Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 25090's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 25090: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 25090

These city-level factors differentiate ZIP 25090 from other communities in West Virginia County and provide geographic context for its hazard exposure.

Population

91

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

38.1554Β° N, 81.2165Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 25090

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in West Virginia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.