Natural Disaster Risk — ZIP Code 26170

Natural Hazard Profile: ZIP 26170, West Virginia

Located in the interior eastern United States, ZIP 26170 serves the Saint Marys community. The humid continental climate of this part of West Virginia — bringing cold winters, warm summers, and mountainous terrain that intensifies flooding — directly shapes the hazard exposure for properties in this postal area.

ZIP 26170's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, ZIP 26170's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.0/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across West Virginia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 26170's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.