Natural Disaster Risk — ZIP Code 31406

Natural Hazard Profile: ZIP 31406, Georgia

ZIP 31406 in Savannah sits near the Atlantic Coast of the southeastern United States. Its humid subtropical climate produces hot, humid summers and relatively mild winters, and notably an active tornado and severe thunderstorm season in spring. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 31406 carries an overall risk score of 7.6/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and heat.

Within Georgia, ZIP 31406's risk is, considerably above the 5.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Georgia identifies hurricane as the foremost hazard, followed by coastal flood and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 31406 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.