🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 31648

Statenville, Georgia

3.2out of 10
Low Risk

Risk Summary for ZIP 31648

ZIP 31648 scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tsunami Volcanic Activity

All 18 Hazard Scores

Hurricane
7.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.9
Drought
3.8
Extreme Heat
2.6
Earthquake
2.5
Tornado
2.3
Lightning
2.3
Cold Wave
1.9
Ice Storm
1.7
Hail
1.6
Strong Wind
1.5
Winter Weather
1.4
Landslide
1.4
Riverine Flooding
1.0

How it compares

ZIP 31648
3.2
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 31648, Georgia

Located in the Deep South, ZIP 31648 serves the Statenville community. The humid subtropical climate of this part of Georgia β€” bringing hot, humid summers and relatively mild winters β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 31648's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, ZIP 31648's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.2/10 state average. The hazard distribution here is led by hurricane and tsunami, as measured by FEMA across Georgia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 31648 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hurricane β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 31648: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 31648

These city-level factors differentiate ZIP 31648 from other communities in Georgia County and provide geographic context for its hazard exposure.

Population

1,052

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

30.7083Β° N, 83.0084Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 31648

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.