🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 31720

Barwick, Georgia

5.0out of 10
Moderate Risk

Risk Summary for ZIP 31720

ZIP 31720 scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Tornado

All 18 Hazard Scores

Lightning
9.4
Hurricane
9.1
Tornado
6.4
Wildfire
6.2
Drought
6.1
Cold Wave
6.1
Tsunami
5.4
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.3
Hail
3.8
Strong Wind
3.0
Winter Weather
2.4
Ice Storm
2.0
Landslide
1.7
Riverine Flooding
1.0

How it compares

ZIP 31720
5.0
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 31720, Georgia

Located in the Deep South, ZIP 31720 serves the Barwick community. The humid subtropical climate of this part of Georgia β€” bringing hot, humid summers and relatively mild winters β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 31720's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include hurricane and tornado.

Relative to other U.S. communities, ZIP 31720's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by lightning and hurricane, as measured by FEMA across Georgia. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 31720 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for ZIP 31720: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Risk for the surrounding area

Local Factors for ZIP 31720

These city-level factors differentiate ZIP 31720 from other communities in Georgia County and provide geographic context for its hazard exposure.

Population

398

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

30.8799Β° N, 83.7230Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 31720

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.