🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 31790

Sycamore, Georgia

4.8out of 10
Moderate Risk

Risk Summary for ZIP 31790

ZIP 31790 scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Strong Wind Drought

All 18 Hazard Scores

Hurricane
8.4
Strong Wind
7.3
Drought
7.2
Tornado
5.6
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Wildfire
4.7
Lightning
4.5
Avalanche
4.5
Hail
3.9
Extreme Heat
3.8
Ice Storm
2.3
Winter Weather
1.6
Landslide
1.5
Riverine Flooding
1.0

How it compares

ZIP 31790
4.8
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 31790, Georgia

ZIP 31790 in Sycamore sits in the Deep South. Its humid subtropical climate produces hot, humid summers and relatively mild winters, and notably an active tornado and severe thunderstorm season in spring. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 31790 carries an overall risk score of 4.8/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to wind and drought.

Within Georgia, ZIP 31790's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Georgia identifies hurricane as the foremost hazard, followed by wind and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 31790's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 31790: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Risk for the surrounding area

Local Factors for ZIP 31790

These city-level factors differentiate ZIP 31790 from other communities in Georgia County and provide geographic context for its hazard exposure.

Population

2,643

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

31.6482Β° N, 83.5693Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 31790

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.