🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 36512

Bucks, Alabama

8.3out of 10
Very High Risk

Risk Summary for ZIP 36512

ZIP 36512 scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
10.0
Lightning
9.9
Coastal Flooding
9.9
Extreme Heat
9.6
Tornado
9.5
Wildfire
9.4
Drought
8.8
Cold Wave
8.8
Earthquake
8.7
Hail
8.5
Winter Weather
8.4
Strong Wind
8.3
Ice Storm
8.3
Landslide
7.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 36512
8.3
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 36512, Alabama

ZIP 36512 in Bucks sits in the Deep South. Its humid subtropical climate produces hot, humid summers and mild winters typical of the Deep South, and notably an active spring tornado season. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 36512 carries an overall risk score of 8.3/10, placing it in the very high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and lightning.

Within Alabama, ZIP 36512's risk is, considerably above the 6.0/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Alabama identifies hurricane as the foremost hazard, followed by coastal flood and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

The very high risk environment in ZIP 36512 warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including hurricane. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for ZIP 36512: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Risk for the surrounding area

Local Factors for ZIP 36512

These city-level factors differentiate ZIP 36512 from other communities in Alabama County and provide geographic context for its hazard exposure.

Population

7

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

31.0033Β° N, 88.0102Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 36512

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.