🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 36652

Mobile, Alabama

8.3out of 10
Very High Risk

Risk Summary for ZIP 36652

ZIP 36652 scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
10.0
Lightning
9.9
Coastal Flooding
9.9
Extreme Heat
9.6
Tornado
9.5
Wildfire
9.4
Drought
8.8
Cold Wave
8.8
Earthquake
8.7
Hail
8.5
Winter Weather
8.4
Strong Wind
8.3
Ice Storm
8.3
Landslide
7.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 36652
8.3
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 36652, Alabama

Located in the Deep South, ZIP 36652 serves the Mobile community. The humid subtropical climate of this part of Alabama β€” bringing hot, humid summers and mild winters typical of the Deep South β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 36652's overall natural disaster risk is rated 8.3/10 (Very High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and lightning.

Relative to other U.S. communities, ZIP 36652's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.0/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Alabama. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Given ZIP 36652's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for ZIP 36652: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Risk for the surrounding area

Local Factors for ZIP 36652

These city-level factors differentiate ZIP 36652 from other communities in Alabama County and provide geographic context for its hazard exposure.

Population

53

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

30.6959Β° N, 88.0803Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 36652

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.