Natural Disaster Risk β ZIP Code 36607
Mobile, Alabama
Risk Summary for ZIP 36607
ZIP 36607 scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
High-risk area β review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 36607, Alabama
Located in the Deep South, ZIP 36607 serves the Mobile community. The humid subtropical climate of this part of Alabama β bringing hot, humid summers and mild winters typical of the Deep South β directly shapes the hazard exposure for properties in this postal area.
ZIP 36607's overall natural disaster risk is rated 8.3/10 (Very High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and lightning.
Relative to other U.S. communities, ZIP 36607's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.0/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Alabama. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Given ZIP 36607's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.
What this means for ZIP 36607: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Risk for the surrounding area
Local Factors for ZIP 36607
These city-level factors differentiate ZIP 36607 from other communities in Alabama County and provide geographic context for its hazard exposure.
Population
5,393
Small TownGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 30.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
30.6990Β° N, 88.1055Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 36607
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.