🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 54511

Argonne, Wisconsin

3.9out of 10
Low Risk

Risk Summary for ZIP 54511

ZIP 54511 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tsunami Hail

All 18 Hazard Scores

Cold Wave
9.6
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.8
Winter Weather
4.7
Avalanche
4.5
Tornado
3.2
Strong Wind
2.9
Drought
2.8
Landslide
2.5
Wildfire
2.4
Hurricane
2.4
Extreme Heat
2.0
Ice Storm
1.8
Earthquake
1.4
Riverine Flooding
1.0

How it compares

ZIP 54511
3.9
Wisconsin avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 54511, Wisconsin

Located in the northern tier of the continental United States, ZIP 54511 serves the Argonne community. The humid continental climate of this part of Wisconsin β€” bringing long, cold winters with lake-effect snow and warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 54511's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include tsunami and hail.

Relative to other U.S. communities, ZIP 54511's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.4/10 state average. The hazard distribution here is led by cold wave and tsunami, as measured by FEMA across Wisconsin. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 54511 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” cold wave β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 54511: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Risk for the surrounding area

Local Factors for ZIP 54511

These city-level factors differentiate ZIP 54511 from other communities in Wisconsin County and provide geographic context for its hazard exposure.

Population

1,393

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

45.7236Β° N, 88.8318Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 54511

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Wisconsin

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.