Natural Disaster Risk — ZIP Code 54520

Natural Hazard Profile: ZIP 54520, Wisconsin

Located in the northern tier of the continental United States, ZIP 54520 serves the Crandon community. The humid continental climate of this part of Wisconsin — bringing long, cold winters with lake-effect snow and warm summers — directly shapes the hazard exposure for properties in this postal area.

ZIP 54520's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include tsunami and hail.

Relative to other U.S. communities, ZIP 54520's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.4/10 state average. The hazard distribution here is led by cold wave and tsunami, as measured by FEMA across Wisconsin. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 54520 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — cold wave — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.