Natural Disaster Risk — ZIP Code 54769
Stockholm, Wisconsin
Risk Summary for ZIP 54769
ZIP 54769 scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 54769, Wisconsin
Located in the interior eastern United States, ZIP 54769 serves the Stockholm community. The humid continental climate of this part of Wisconsin — bringing long, cold winters with lake-effect snow and warm summers — directly shapes the hazard exposure for properties in this postal area.
ZIP 54769's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hail and tsunami.
Relative to other U.S. communities, ZIP 54769's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.4/10 state average. The hazard distribution here is led by landslide and hail, as measured by FEMA across Wisconsin. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, ZIP 54769 is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers landslide — remains prudent for all residents.
What this means for ZIP 54769: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage — ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Risk for the surrounding area
Local Factors for ZIP 54769
These city-level factors differentiate ZIP 54769 from other communities in Wisconsin County and provide geographic context for its hazard exposure.
Population
515
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 44.5°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 1.4/10
Coordinates
44.5090° N, 92.2330° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 54769
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Wisconsin
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.