🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57460

Mansfield, South Dakota

6.1out of 10
High Risk

Risk Summary for ZIP 57460

ZIP 57460 scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Hail

All 18 Hazard Scores

Winter Weather
9.8
Cold Wave
9.7
Hail
8.8
Strong Wind
8.5
Ice Storm
8.5
Wildfire
8.0
Tornado
7.4
Extreme Heat
5.6
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.9
Earthquake
3.7
Hurricane
2.4
Lightning
1.9
Riverine Flooding
1.0

How it compares

ZIP 57460
6.1
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57460, South Dakota

Located in the northern tier of the continental United States, ZIP 57460 serves the Mansfield community. The semi-arid continental climate of this part of South Dakota β€” bringing harsh winters, hot summers, and significant seasonal variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 57460's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include cold wave and hail.

Relative to other U.S. communities, ZIP 57460's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by winter and cold wave, as measured by FEMA across South Dakota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 57460 residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 57460: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Risk for the surrounding area

Local Factors for ZIP 57460

These city-level factors differentiate ZIP 57460 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

257

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

45.2732Β° N, 98.6659Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57460

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.