Natural Disaster Risk — ZIP Code 57477

Natural Hazard Profile: ZIP 57477, South Dakota

ZIP 57477 covers part of the Turton area, in the northern tier of the continental United States. The surrounding region experiences harsh winters, hot summers, and significant seasonal variation, with severe blizzards and spring flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 57477's composite natural disaster risk at 4.7 out of 10 — moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for cold wave and wildfire risk in their preparedness planning.

ZIP 57477's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hail, cold wave, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 57477's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.