🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 57779

Saint Onge, South Dakota

5.7out of 10
Moderate Risk

Risk Summary for ZIP 57779

ZIP 57779 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Hail

All 18 Hazard Scores

Wildfire
9.4
Winter Weather
9.1
Hail
8.6
Avalanche
8.3
Lightning
7.6
Landslide
6.8
Strong Wind
6.7
Cold Wave
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Tornado
4.6
Extreme Heat
2.8
Drought
2.6
Hurricane
2.4
Ice Storm
2.3
Riverine Flooding
1.0

How it compares

ZIP 57779
5.7
South Dakota avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 57779, South Dakota

ZIP 57779 in Saint Onge sits in the Great Plains. Its semi-arid continental climate produces harsh winters, hot summers, and significant seasonal variation, and notably severe blizzards and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 57779 carries an overall risk score of 5.7/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and hail.

Within South Dakota, ZIP 57779's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of South Dakota identifies wildfire as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 57779 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for ZIP 57779: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Risk for the surrounding area

Local Factors for ZIP 57779

These city-level factors differentiate ZIP 57779 from other communities in South Dakota County and provide geographic context for its hazard exposure.

Population

347

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.4/10

Coordinates

44.5645Β° N, 103.7597Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 57779

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in South Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.