Natural Disaster Risk — ZIP Code 58269

Natural Hazard Profile: ZIP 58269, North Dakota

ZIP 58269 covers part of the Osnabrock area, in the northern tier of the continental United States. The surrounding region experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 58269's composite natural disaster risk at 4.8 out of 10 — moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for winter and cold wave risk in their preparedness planning.

ZIP 58269's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are ice storm, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 58269's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.