Natural Disaster Risk — ZIP Code 58270

Natural Hazard Profile: ZIP 58270, North Dakota

Located in the northern tier of the continental United States, ZIP 58270 serves the Park River community. The continental climate of this part of North Dakota — bringing extremely cold winters and short, warm summers with prairie wind exposure — directly shapes the hazard exposure for properties in this postal area.

ZIP 58270's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include ice storm and wildfire.

Relative to other U.S. communities, ZIP 58270's natural disaster risk is above the U.S. national average of 4.5/10, near the 4.7/10 state average. The hazard distribution here is led by winter and ice storm, as measured by FEMA across North Dakota. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 58270's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.