🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 58830

Alamo, North Dakota

5.7out of 10
Moderate Risk

Risk Summary for ZIP 58830

ZIP 58830 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Ice Storm

All 18 Hazard Scores

Winter Weather
9.8
Cold Wave
9.2
Ice Storm
8.9
Wildfire
8.0
Hail
7.6
Tornado
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Drought
4.8
Lightning
4.8
Landslide
4.5
Avalanche
4.5
Extreme Heat
3.1
Earthquake
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 58830
5.7
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 58830, North Dakota

ZIP 58830 covers part of the Alamo area, in the northern tier of the continental United States. The surrounding region experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 58830's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for cold wave and ice storm risk in their preparedness planning.

ZIP 58830's risk score, slightly above the 4.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are winter, cold wave, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 58830's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 58830: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Risk for the surrounding area

Local Factors for ZIP 58830

These city-level factors differentiate ZIP 58830 from other communities in North Dakota County and provide geographic context for its hazard exposure.

Population

66

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

48.6027Β° N, 103.4661Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 58830

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.