Natural Disaster Risk — ZIP Code 59024

Natural Hazard Profile: ZIP 59024, Montana

ZIP 59024 in Custer sits in the northern tier of the continental United States. Its semi-arid climate produces cold winters, dry summers, and extreme temperature swings, and notably rapid chinook wind events and spring flooding. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 59024 carries an overall risk score of 6.7/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to cold wave and wildfire.

Within Montana, ZIP 59024's risk is, considerably above the 4.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Montana identifies winter as the foremost hazard, followed by cold wave and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, ZIP 59024 residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.