Natural Disaster Risk — ZIP Code 59821

Natural Hazard Profile: ZIP 59821, Montana

Located in the northern tier of the continental United States, ZIP 59821 serves the Arlee community. The semi-arid climate of this part of Montana — bringing cold winters, dry summers, and extreme temperature swings — directly shapes the hazard exposure for properties in this postal area.

ZIP 59821's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and wildfire.

Relative to other U.S. communities, ZIP 59821's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Montana. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 59821's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.