🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 63770

Old Appleton, Missouri

5.9out of 10
Moderate Risk

Risk Summary for ZIP 63770

ZIP 63770 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Earthquake Extreme Heat

All 18 Hazard Scores

Strong Wind
9.4
Earthquake
8.9
Extreme Heat
7.6
Ice Storm
7.0
Landslide
6.8
Winter Weather
6.5
Tornado
6.3
Cold Wave
6.1
Hurricane
5.7
Tsunami
5.4
Hail
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Lightning
3.9
Wildfire
2.7
Riverine Flooding
1.0

How it compares

ZIP 63770
5.9
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 63770, Missouri

ZIP 63770 in Old Appleton sits in the interior eastern United States. Its humid continental climate produces hot summers, cold winters, and collision of multiple air masses, and notably year-round severe weather including tornadoes, ice storms, and floods. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 63770 carries an overall risk score of 5.9/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to earthquake and heat.

Within Missouri, ZIP 63770's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Missouri identifies wind as the foremost hazard, followed by earthquake and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 63770 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for ZIP 63770: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Risk for the surrounding area

Local Factors for ZIP 63770

These city-level factors differentiate ZIP 63770 from other communities in Missouri County and provide geographic context for its hazard exposure.

Population

203

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

37.5946Β° N, 89.7005Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 63770

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.