Natural Disaster Risk — ZIP Code 64062

Natural Hazard Profile: ZIP 64062, Missouri

ZIP 64062 covers part of the Lawson area, in the interior eastern United States. The surrounding region experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 64062's composite natural disaster risk at 5.9 out of 10 — moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for cold wave and heat risk in their preparedness planning.

ZIP 64062's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are landslide, cold wave, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 64062's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.