Natural Disaster Risk — ZIP Code 65783

Natural Hazard Profile: ZIP 65783, Missouri

ZIP 65783 in Windyville sits in the interior eastern United States. Its humid continental climate produces hot summers, cold winters, and collision of multiple air masses, and notably year-round severe weather including tornadoes, ice storms, and floods. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 65783 carries an overall risk score of 6.1/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to lightning and wildfire.

Within Missouri, ZIP 65783's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Missouri identifies ice storm as the foremost hazard, followed by lightning and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 65783's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.