🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 66501

McFarland, Kansas

4.7out of 10
Moderate Risk

Risk Summary for ZIP 66501

ZIP 66501 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Ice Storm Landslide

All 18 Hazard Scores

Wildfire
9.0
Ice Storm
7.0
Landslide
6.9
Winter Weather
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Extreme Heat
4.5
Avalanche
4.5
Tornado
4.2
Hail
4.0
Strong Wind
3.7
Lightning
3.4
Earthquake
2.6
Hurricane
2.4
Cold Wave
1.8
Riverine Flooding
1.0

How it compares

ZIP 66501
4.7
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 66501, Kansas

ZIP 66501 covers part of the McFarland area, in the interior eastern United States. The surrounding region experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 66501's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for ice storm and landslide risk in their preparedness planning.

ZIP 66501's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, ice storm, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 66501's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 66501: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Risk for the surrounding area

Local Factors for ZIP 66501

These city-level factors differentiate ZIP 66501 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

363

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

39.0528Β° N, 96.2369Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 66501

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.