Natural Disaster Risk — ZIP Code 66547

Wamego, Kansas

5.6out of 10

Moderate Risk

Risk Summary for ZIP 66547

Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.

Top Hazards

Wildfire Ice Storm Landslide

All 18 Hazard Scores

Wildfire

9.2

Ice Storm

8.9

Landslide

8.0

Winter Weather

7.9

Hail

6.4

Tornado

6.3

Extreme Heat

6.2

Tsunami

5.4

Strong Wind

5.2

Volcanic Activity

5.1

Coastal Flooding

4.9

Cold Wave

4.6

Avalanche

4.5

Lightning

4.4

Drought

3.5

Earthquake

3.1

Hurricane

2.4

Riverine Flooding

1.0

How it compares

ZIP 66547

5.6

Kansas avg.

5.2

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Other cities in Kansas

Olathe7.2/10 Salina6.4/10 Manhattan6.2/10 Wichita7.9/10 Leavenworth6.7/10 Garden City6.1/10 Overland Park7.2/10 Topeka7.2/10

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only — consult official emergency management resources and a licensed insurer for property-specific advice.