🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 66872

White City, Kansas

5.6out of 10
Moderate Risk

Risk Summary for ZIP 66872

ZIP 66872 scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Extreme Heat Ice Storm

All 18 Hazard Scores

Wildfire
8.6
Extreme Heat
8.3
Ice Storm
8.0
Hail
7.7
Winter Weather
6.8
Tornado
6.0
Landslide
5.8
Strong Wind
5.5
Drought
5.5
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.2
Earthquake
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 66872
5.6
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 66872, Kansas

ZIP 66872 in White City sits in the interior eastern United States. Its semi-arid continental climate produces hot summers, cold winters, and exposure at the heart of Tornado Alley, and notably one of the most intense tornado seasons in the world, peaking in May and June. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 66872 carries an overall risk score of 5.6/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to heat and ice storm.

Within Kansas, ZIP 66872's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kansas identifies wildfire as the foremost hazard, followed by heat and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 66872 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for ZIP 66872: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Risk for the surrounding area

Local Factors for ZIP 66872

These city-level factors differentiate ZIP 66872 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

807

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

38.7988Β° N, 96.7615Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 66872

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.