🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 67747

Monument, Kansas

4.2out of 10
Moderate Risk

Risk Summary for ZIP 67747

ZIP 67747 scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Strong Wind

All 18 Hazard Scores

Drought
8.2
Hail
7.4
Strong Wind
6.2
Winter Weather
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.0
Tornado
3.6
Cold Wave
3.4
Earthquake
2.5
Hurricane
2.4
Lightning
2.2
Extreme Heat
2.1
Ice Storm
2.1
Landslide
1.6
Riverine Flooding
1.0

How it compares

ZIP 67747
4.2
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 67747, Kansas

Located in the Great Plains, ZIP 67747 serves the Monument community. The semi-arid continental climate of this part of Kansas β€” bringing hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 67747's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include hail and wind.

Relative to other U.S. communities, ZIP 67747's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Kansas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 67747 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for ZIP 67747: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Risk for the surrounding area

Local Factors for ZIP 67747

These city-level factors differentiate ZIP 67747 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

151

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

39.0421Β° N, 101.0610Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 67747

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.