🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 67863

Marienthal, Kansas

3.8out of 10
Low Risk

Risk Summary for ZIP 67863

ZIP 67863 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Tsunami

All 18 Hazard Scores

Hail
9.0
Drought
8.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Avalanche
4.5
Winter Weather
4.2
Tornado
2.8
Hurricane
2.4
Strong Wind
2.4
Ice Storm
2.3
Wildfire
2.1
Earthquake
2.0
Lightning
1.9
Extreme Heat
1.7
Landslide
1.4
Riverine Flooding
1.0

How it compares

ZIP 67863
3.8
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 67863, Kansas

ZIP 67863 covers part of the Marienthal area, in the Great Plains. The surrounding region experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 67863's composite natural disaster risk at 3.8 out of 10 β€” low risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and tsunami risk in their preparedness planning.

ZIP 67863's risk score, slightly below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hail, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 67863 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” hail β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 67863: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Risk for the surrounding area

Local Factors for ZIP 67863

These city-level factors differentiate ZIP 67863 from other communities in Kansas County and provide geographic context for its hazard exposure.

Population

308

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

38.5653Β° N, 101.2083Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 67863

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.