🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 69157

Purdum, Nebraska

3.2out of 10
Low Risk

Risk Summary for ZIP 69157

ZIP 69157 scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Volcanic Activity

All 18 Hazard Scores

Wildfire
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.8
Hail
4.5
Avalanche
4.5
Winter Weather
2.6
Hurricane
2.4
Ice Storm
2.2
Tornado
2.1
Landslide
2.1
Strong Wind
1.8
Extreme Heat
1.7
Cold Wave
1.7
Earthquake
1.5
Lightning
1.3
Riverine Flooding
1.0

How it compares

ZIP 69157
3.2
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 69157, Nebraska

Located in the Great Plains, ZIP 69157 serves the Purdum community. The semi-arid continental climate of this part of Nebraska β€” bringing hot summers, cold winters, and open-terrain wind exposure β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 69157's overall natural disaster risk is rated 3.2/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include tsunami and volcano.

Relative to other U.S. communities, ZIP 69157's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 4.8/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Nebraska. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 69157 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 69157: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 69157

These city-level factors differentiate ZIP 69157 from other communities in Nebraska County and provide geographic context for its hazard exposure.

Population

99

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

42.0245Β° N, 100.1482Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 69157

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.