🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 70776

Saint Gabriel, Louisiana

5.7out of 10
Moderate Risk

Risk Summary for ZIP 70776

ZIP 70776 scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Drought

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.5
Drought
8.7
Tornado
8.0
Extreme Heat
7.6
Cold Wave
7.6
Lightning
6.2
Strong Wind
5.5
Ice Storm
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Earthquake
4.3
Landslide
3.0
Hail
2.6
Winter Weather
2.3
Wildfire
1.8
Riverine Flooding
1.0

How it compares

ZIP 70776
5.7
Louisiana avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 70776, Louisiana

ZIP 70776 covers part of the Saint Gabriel area, in the Deep South. The surrounding region experiences very hot summers, mild winters, and exceptionally high humidity, with a lengthy hurricane and tropical storm season shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 70776's composite natural disaster risk at 5.7 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for coastal flood and drought risk in their preparedness planning.

ZIP 70776's risk score, near the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are hurricane, coastal flood, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 70776 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for ZIP 70776: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Risk for the surrounding area

Local Factors for ZIP 70776

These city-level factors differentiate ZIP 70776 from other communities in Louisiana County and provide geographic context for its hazard exposure.

Population

7,100

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

30.2605Β° N, 91.0892Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 70776

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Louisiana

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.